Allianz is urging an EU‐wide “driving license” for autonomous vehicles—a unified certification regime (simulations, standardized physical and real‐world tests) paired with open access to safety‐related in‐vehicle data and a joint database of critical incidents. Its HANDS OFF report shows ADAS cut reversing crashes by 66% and rear‐end collisions by 30%, forecasting 20% fewer accidents by 2035 and 50%+ by 2060 with Level 3–4 adoption. Insurers call for strict owner liability and view existing motor frameworks as broadly suitable despite rising repair and tech costs. Public sentiment is mixed—56% expect equal or better safety, yet 69–72% fear reliability and novelty. Adoption of these proposals in the next 12–24 months could shape EU regulatory harmonization, liability clarity, and public trust in autonomous mobility.